Get the Funding Your
Business Deserves
Fast, flexible capital for entrepreneurs and 1099 professionals. Pre-qualify in minutes with no impact to your credit score.
Why Choose Survival 401k
Fast Approvals
Most applicants receive a funding decision within one business day.
Flexible Capital
Term loans, lines of credit, equipment financing, and more.
Trusted Partner
Backed by Survival 401k's expertise in entrepreneur finance.
Funding Built for Real Businesses
Whether you're scaling a growing operation, smoothing out cash flow, or investing in new equipment, we connect you with lenders offering competitive terms tailored to your goals.
SBA Loans
Government-backed loans up to $5M with long terms and low rates for established businesses.
Term Loans
Lump-sum financing from $25K to $2M with fixed monthly payments over 1–10 years.
Business Lines of Credit
Revolving capital up to $500K — draw what you need, pay interest only on what you use.
Equipment Financing
Up to 100% financing for vehicles, machinery, and tech — the equipment serves as collateral.
Invoice Factoring
Turn outstanding invoices into immediate cash flow within 24–48 hours.
Commercial Real Estate
Acquire, refinance, or renovate property with terms up to 25 years.
Do You Qualify?
Most U.S. businesses with steady revenue can qualify. Our lending partners look at the full picture — not just your credit score.
- 6+ months in business
- $10,000+ in monthly revenue
- 500+ personal credit score
- U.S.-based business with a valid EIN
How It Works
- 1
Apply in 2 minutes
Quick online form — no documents needed up front and no hard credit pull.
- 2
Get matched with offers
We compare offers from our network of vetted lenders to find the best fit.
- 3
Receive funds fast
Approved funds can be in your account in as little as 24 hours.
Talk to a Funding Specialist First
Have questions before you apply? Get a free, no-pressure call with one of our funding specialists to explore your options and find the right fit for your business.
Prefer to call? 833-224-5517
Free 15-Minute Call
Talk through your goals with a real person — no scripts, no pressure, no obligation.
Personalized Guidance
Get clear answers on which loan products fit your business — before you fill out any application.
Apply With Confidence
Once you have the answers you need, you'll know exactly which path is right for you.
Request a Free Consultation
Share a few details and a funding specialist will reach out to answer your questions — typically within one business day. This is just a conversation, not an application.
Or call us directly at 833-224-5517
- No application or credit check required
- Real human, not a sales bot
- Get answers tailored to your situation
- Apply on your timeline — when you're ready
Already know what you need?
Ready to Grow Your Business?
Pre-qualify in minutes. No fees, no obligation, no impact to your credit score.